Ever thought about protecting your phone and gadgets without spending a lot? AKKO Cell Insurance makes quality protection affordable. Their insurance plan starts as low as $5 per month. These plans cover accidental damage, theft, and more for many electronic devices, offering comprehensive protection for your devices.
AKKO’s phone insurance plan is a standout in the market. They have great ratings on Google and TrustPilot. GadgetReview.com even ranked them #1. Their coverage plans are flexible and cover mobile devices like smartphones, laptops, tablets, and more. You can get comprehensive coverage for a wide range of items with AKKO products.
What makes AKKO special is their affordable phone insurance protection plan. They offer full insurance coverage without hidden fees or high costs. Their claims process is easy and fast, and repairs are handled quickly, often using a local repair shop. This means you can start using your replacement device soon as they approve the claim. AKKO’s plans are ideal for students, professionals, or anyone who cares about protecting their electronics.
Key Takeaways
- AKKO offers affordable device protection starting at $5/month
- Coverage includes damage, breakdowns, and theft for multiple devices
- Top-rated on Google and TrustPilot, ranked #1 by GadgetReview.com
- Flexible plans available for various electronics, including student options
- Easy claims process with fast local repairs and electronic payouts
Table of Contents
Understanding AKKO Cell Insurance
Understanding AKKO’s insurance plans is simple. AKKO cell phone insurance protects your gadgets, offering comprehensive coverage to keep your devices safe from accidents and theft.
What is AKKO Insurance?
AKKO insurance is a great choice for phone and device protection. It’s affordable and offers peace of mind. They have two main plans: Phone Only and Everything Protected. The plans include coverage for accidents like cracked screens, liquid damage, and loss for more complete coverage.
Types of Coverage Offered
AKKO offers many types of insurance coverage options, including:
- Accidental damage (cracked screens, liquid damage, drops)
- Theft and vandalism
- Damages from natural disasters
- Loss (for more complete plans)
Their basic protection plan covers accidental damage, while the more complete plan adds theft and loss protection. Deductibles are $29 to $99 per claim, depending on your device type and model.
Devices and Items Protected
AKKO’s plan isn’t just for phones. The Everything Protected plan offers coverage for up to 25 additional items, like:
- Laptops and tablets
- Smartwatches
- Cameras, TVs, and audio gear
- Gaming consoles and sports equipment
- Music equipment, like electronics and snowboard
They provide coverage up to $2,000 per incident, which can be upgraded to $10,000 if you need higher coverage.
AKKO’s Phone Only Plan Pricing
AKKO’s Phone Only plan is an affordable way to protect your devices. It’s perfect for those who want phone insurance coverage alone.
Monthly and Annual Cost Options
AKKO phone insurance costs vary depending on how often you pay. Monthly plans start at $6 to $12, while paying annually can save you money, costs are $5 to $11 per month if paid yearly.
Deductibles for Phone Repairs and Replacements
AKKO’s deductibles are competitive. Repair costs range from $29 to $75, and replacement costs are $75 to $99. Deductibles depend on your device’s make and model.
| Service | Deductible Range |
|---|---|
| Repairs | $29 – $75 |
| Replacements | $75 – $99 |
Coverage Details for Phone Only Plans
AKKO’s Phone Only plan provides broad coverage, protecting your new phone against cracked screens, theft, and more. You can make unlimited claims—great for accident-prone individuals. AKKO does offer flexible and affordable options for those who want to protect their phones without paying a high monthly premium.
The Everything Protected Plan: Comprehensive Coverage
AKKO’s Everything Protected plan offers protection for up to 25 items. This coverage plan includes more than just your phone like laptops, tablets, cameras, and even music equipment. It’s ideal for both adults and students, offering affordable peace of mind for many of your personal belongings.
Adults pay $15 a month for this comprehensive coverage plan or $14 if they pay annually. Students can receive a $5 discount and pay $12 a month or $10 yearly. With deductibles ranging from $49 for students to $99 for adults, it’s an affordable option for extensive protection.
| Make | Model | Annual Coverage Price | Other Repair Deductible | Replacement Deductible | Screen Replacement Deductible |
| Apple | iPhone 8 | $60 | $29 | $49 | $29 |
| Apple | iPhone 8+ | $72 | $29 | $75 | $29 |
| Apple | iPhone SE 2020 | $72 | $29 | $75 | $29 |
| Apple | iPhone SE 2022 | $84 | $49 | $99 | $29 |
| Apple | iPhone X | $96 | $29 | $75 | $29 |
| Apple | iPhone XR | $84 | $29 | $75 | $29 |
| Apple | iPhone XS | $96 | $49 | $99 | $29 |
| Apple | iPhone XS Max | $96 | $75 | $99 | $29 |
| Apple | iPhone 11 | $96 | $49 | $99 | $29 |
| Apple | iPhone 11 Pro | $108 | $75 | $99 | $29 |
| Apple | iPhone 11 Pro Max | $120 | $99 | $99 | $29 |
| Apple | iPhone 12 mini | $108 | $99 | $99 | $29 |
| Apple | iPhone 12 | $108 | $99 | $99 | $29 |
| Apple | iPhone 12 Pro | $120 | $99 | $99 | $29 |
| Apple | iPhone 13 Pro Max | $132 | $99 | $99 | $29 |
| Apple | iPhone 12 Pro Max | $132 | $99 | $99 | $29 |
| Apple | iPhone 13 Pro | $132 | $99 | $99 | $29 |
| Apple | iPhone 13 mini | $120 | $99 | $99 | $29 |
| Apple | iPhone 13 | $120 | $99 | $99 | $29 |
| Apple | iPhone 14 | $120 | $99 | $99 | $29 |
| Apple | iPhone 14 Plus | $120 | $99 | $99 | $29 |
| Apple | iPhone 14 Pro | $132 | $99 | $99 | $29 |
| Apple | iPhone 14 Pro Max | $132 | $99 | $99 | $29 |
| Pixel 3 | $60 | $29 | $49 | $29 | |
| Pixel 3a and older | $60 | $29 | $49 | $29 | |
| Pixel 3 XL | $60 | $29 | $75 | $29 | |
| Pixel 4 | $84 | $49 | $75 | $49 | |
| Pixel 4 XL | $84 | $49 | $75 | $49 | |
| Pixel 4a | $72 | $49 | $75 | $49 | |
| Pixel 4a 5G | $84 | $75 | $99 | $75 | |
| Pixel 5 | $108 | $99 | $99 | $75 | |
| Pixel 5a | $108 | $99 | $99 | $75 | |
| Pixel 6 | $96 | $99 | $99 | $75 | |
| Pixel 6 Pro | $120 | $99 | $99 | $75 | |
| Pixel 6a | $96 | $99 | $99 | $75 | |
| Pixel 7 | $120 | $99 | $99 | $75 | |
| Pixel 7 Pro | $132 | $99 | $99 | $75 | |
| Samsung | A52 | $60 | $49 | $99 | $49 |
| Samsung | A53 | $72 | $49 | $99 | $49 |
| Samsung | A54 | $96 | $49 | $99 | $49 |
| Samsung | A21 and older | $60 | $29 | $75 | $29 |
| Samsung | A51 / A71 | $72 | $49 | $75 | $29 |
| Samsung | Note 8 and older | $72 | $49 | $49 | $49 |
| Samsung | Note 9 | $84 | $75 | $75 | $49 |
| Samsung | Note 10 | $108 | $99 | $99 | $49 |
| Samsung | Note 10 Plus | $108 | $99 | $99 | $49 |
| Samsung | Note 20 | $108 | $99 | $99 | $49 |
| Samsung | Note 20 Ultra | $120 | $99 | $99 | $49 |
| Samsung | Galaxy S8 and older | $60 | $49 | $75 | $29 |
| Samsung | Galaxy S9 / S9+ | $72 | $49 | $75 | $29 |
| Samsung | Galaxy S10 Lite | $84 | $75 | $75 | $29 |
| Samsung | Galaxy S10e | $84 | $75 | $75 | $29 |
| Samsung | Galaxy S10 | $96 | $75 | $75 | $29 |
| Samsung | Galaxy S10 Plus | $96 | $75 | $75 | $29 |
| Samsung | Galaxy S20 FE 5G | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S20 5G | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S20 Plus | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S20 Ultra | $120 | $99 | $99 | $49 |
| Samsung | Galaxy S21 | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S21 Plus | $120 | $99 | $99 | $49 |
| Samsung | Galaxy S21 Ultra | $132 | $99 | $99 | $49 |
| Samsung | Galaxy S21 FE 5G | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S22 | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S22 Plus | $120 | $99 | $99 | $49 |
| Samsung | Galaxy S22 Ultra | $132 | $99 | $99 | $49 |
| Samsung | Galaxy S23 | $108 | $99 | $99 | $49 |
| Samsung | Galaxy S23 Plus | $120 | $99 | $99 | $49 |
| Samsung | Galaxy S23 Ultra | $132 | $99 | $99 | $49 |
| Samsung | Galaxy Fold | $120 | $99 | $99 | $99 |
| Samsung | Galaxy Z Fold 2 | $132 | $99 | $99 | $99 |
| Samsung | Galaxy Z Fold 3 | $168 | $99 | $99 | $99 |
| Samsung | Galaxy Z Fold 4 | $168 | $99 | $99 | $99 |
| Samsung | Galaxy Z Flip | $120 | $99 | $99 | $99 |
| Samsung | Galaxy Z Flip 3 | $168 | $99 | $99 | $99 |
| Samsung | Galaxy Z Flip 4 | $168 | $99 | $99 | $99 |
When looking at insurance, consider what is covered and what isn’t. For instance, homeowners in Crawfordville, Florida, might need extra coverage for natural disasters, as AKKO’s plan offers a $2,000 limit per incident.
How Much Does AKKO Cell Insurance Cost?
AKKO insurance pricing is affordable and competitive, changing based on several factors to provide a tailored option for different needs.
Breakdown of Pricing Structure
AKKO’s base plans start at $15 a month for adults and $10 for students, making AKKO a good choice for saving money. Customers can opt for monthly or annual plans, depending on their budget and preference.
Factors Affecting Insurance Costs
Several factors affect AKKO cell phone insurance pricing:
- Device type and model
- Coverage limits ($2,000 standard, upgradable to $10,000)
- Additional items covered (e.g., jewelry, bicycles)
- Student status (eligible for discounts)
Comparing AKKO’s Prices to Competitors
AKKO’s phone insurance plans are known for being affordable. Here’s how they compare:
| Provider | Monthly Premium | Deductible Range |
|---|---|---|
| AKKO | $6 – $12 | $29 – $99 |
| Asurion | $12 – $15 | $29 – $499 |
| SquareTrade | $8.99 – $19.99 | $149 (average) |
| USAA | ~$7 | Varies |
AKKO’s prices are competitive, and deductibles are low. Plans start at $6 a month, and deductibles are capped at $99. This makes AKKO a great option for affordable phone protection.
Additional Benefits and Features of AKKO Insurance
AKKO insurance provides more than just basic coverage. They have a variety of benefits that make them stand out.
One major feature is the unlimited claims policy. Unlike many providers that raise your rates after claims or limit the number of claims, AKKO lets you make unlimited claims without a hassle.
AKKO also offers coverage for new, used, and refurbished devices. Their electronic claims payout system makes it easy to receive coverage or pay a monthly fee, depending on the claim.
AKKO provides coverage for replacement devices quickly, using local repair shops to ensure your smartphone is up and running with minimal delay.
| Feature | AKKO | Competitors |
|---|---|---|
| Claims Limit | Unlimited | Often limited |
| Device Condition | New, used, refurbished | Typically new only |
| Multi-Device Coverage | Up to 25 devices | Usually single device |
| Monthly Cost | $5 – $17 | $7 – $20 |
Who Should Consider AKKO Cell Insurance
AKKO Cell Insurance is ideal for people who are looking to protect their devices while staying on a budget. With flexible protection plans, AKKO makes it easy to choose what works best for different lifestyles.
Ideal Customers for AKKO Plans
AKKO is ideal for students, gig workers, small business owners, and families with multiple devices. It’s a great choice for:
- Students who want to save money with a monthly plan that offers coverage for many devices
- Gig workers needing reliable device protection
- Families wanting protection for up to 25 items without paying high fees
Situations Where AKKO Insurance Proves Valuable
AKKO is beneficial for people prone to accidents or theft, offering easy and fast claims processing with low deductibles. With deductibles from $29 to $99, even replacing a phone is affordable.
Student Discounts and Special Offers
Students get discounts on AKKO’s base insurance plan, paying just $10 a month compared to $15 for adults. Multi-policy discounts of up to 15% are also available for those who bundle devices.
For gig workers, AKKO’s Everything Protected plan is $15 a month. It covers up to 25 items, making it a valuable option for workers who rely on multiple tools to get the job done.
Conclusion
AKKO cell insurance is a top pick for protecting your devices, starting at just $5 per month. Their affordable and flexible protection plans make them a great option for protecting phones, tablets, and other electronics.
People love AKKO’s easy claims process, one customer even had their phone fixed the same day. The online platform is simple to use, with helpful support staff ready to assist.
AKKO knows how to make customers happy, earning great phone insurance reviews. Their affordable and flexible options make them a leader in cell phone insurance, changing how we protect our devices.
FAQ
What is AKKO Insurance?
AKKO is a top choice for affordable phone and device protection. They cover phones, laptops, tablets, and more against damage, theft, and breakdowns.
What types of coverage does AKKO offer?
AKKO has two main plans: Phone Only and Everything Protected. Both protect against cracked screens, liquid damage, and more.
What devices and items are covered under AKKO’s plans?
AKKO covers phones, laptops, tablets, and more. The Everything Protected plan covers one phone and up to 25 items.
How much does AKKO’s Phone Only plan cost?
The Phone Only plan costs $6 to $12 monthly. It’s $5 to $11 if paid annually. Repair deductibles are $29 to $75, and replacements cost $75 to $99.
What does the Everything Protected plan cover, and how much does it cost?
The Everything Protected plan is $15 monthly for adults, $14 for students. It covers one phone and up to 25 items. Deductibles are $99 for adults, $49 for students.
How does AKKO’s pricing compare to other insurance providers?
AKKO’s prices start at $5 monthly, which is often lower than competitors like SquareTrade and Asurion. They also have lower deductibles.
What additional benefits does AKKO Insurance provide?
AKKO offers fast local repairs, electronic claims payouts, and coverage for refurbished phones. They also let you swap items when upgrading.
Who should consider AKKO Cell Insurance?
AKKO is great for those on a budget, students, families, gig workers, and small business owners with multiple devices.
Does AKKO offer any discounts or special offers?
Yes, AKKO has student discounts and multi-policy discounts, saving 5% to 15% when bundling devices or plans.
